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    PRE CREDIT

    Pay your exporter upfront without affecting your cash flow

    Pay your international suppliers and import costs using your future shipment as collateral. Gain more negotiation power and security during the capital transfer process abroad.

    Talk to a specialist advisor
    Caio Gelfi - CEO Vixtra
    "We enable payment to the exporter without the importer having to commit their own capital."

    Caio Gelfi

    Co-Founder e Diretor Comercial, Vixtra

    BENEFITS FOR IMPORTERS

    Operational flexibility

    Finance import costs without compromising other financial operations.

    Secure your production

    Advance payment to ensure the exporter starts production without delays.

    Preserved liquidity

    Keep your own resources available for other operations.

    Solution for seasonality

    Ideal for periods without cargo in transit or demand peaks.

    Rigorous exporter validation

    Security guaranteed with suppliers analyzed against international restrictive lists.

    Risk reduction

    Validated operations ensure security for importers and suppliers.

    MORE SECURITY FOR IMPORTERS

    How the process works

    An integrated flow that ensures security, agility, and the best conditions for your international payment.

    01

    Integrated credit and FX

    The integration of Pre Credit with foreign exchange ensures a secure, fast, and efficient process for payment to the exporter. From fund release to international transfer.

    02

    International supplier verification

    The supplier is analyzed against restrictive lists and international validations, ensuring reliability and security for the operation.

    03

    Pre Credit release

    After guarantee kit approval, funds are released quickly, exclusively for payment to the exporter.

    04

    FX at competitive rates

    The importer accesses the best quotes via Easy FX, through the portal, WhatsApp, or with specialist support, ensuring savings and predictability.

    05

    Secure international transfer

    The amount in reais is converted and transferred directly to the exporter abroad, with full security and traceability.

    06

    Supplier payment

    The supplier receives payment within the negotiated timeframe, ensuring production start or product space reservation.

    Pre Credit Features

    Discover the features that make Pre Credit the best financing option for paying the exporter and import costs

    Early Financing

    Finances up to 80% of the import value before goods are shipped.

    Enables the client to advance payment to the exporter, securing production or space reservation.

    Directed Use

    Funds are released exclusively for exporter payment.

    Providing greater security and financial control.

    Simplified Collateral

    Uses import commercial documentation such as invoices and purchase contracts.

    No need for receivables, financial investments, or real estate as collateral.

    100% BRL Operation

    Funds are released in reais, eliminating currency fluctuation risks.

    Provides greater financial predictability and reduced hedging costs.

    Validated Security

    The exporter is analyzed against international restrictive lists (e.g., OFAC, China, and others).

    Ensures reliability and security for all parties involved in the operation.

    Flexible Terms

    Standard payment terms: up to 150 days.

    Possible extension up to 270 days, depending on the operation and FIDC regulations.

    What our clients say

    "Com a Vixtra, fechamos câmbio e contratamos financiamento em um só lugar. Agora, pagamos nossos fornecedores internacionais com taxas competitivas e capital de giro garantido."

    Logo Clac Trading

    Kelly

    Clac Trading

    "A Vixtra se tornou um parceiro essencial na importação de insumos para nossa linha de produção, oferecendo uma solução única no mercado e totalmente alinhada às nossas necessidades. A plataforma permite mapear e gerenciar todas as importações de forma inteligente, inclusive processos fora da Vixtra, trazendo eficiência e clareza operacional. O know-how em importação aliado ao serviço financeiro é um grande diferencial. Estamos muito satisfeitos com essa parceria."

    Logo Muller

    Jefferson Recus

    Muller

    "A possibilidade de financiar o pagamento antecipado ao fornecedor nos permitiu obter melhores condições e descontos, tornando nossas importações mais rentáveis."

    Logo Home Now

    Thiago Bernardes

    Home Now

    "A Japurá Pneus enfrentava dificuldades com o financiamento tradicional, marcado por exigências pesadas e demora na liberação do crédito, um desafio crítico para operações de importação. A Vixtra mudou esse cenário: o crédito foi liberado em apenas 24 horas, permitindo manter o fluxo de caixa saudável e garantir o abastecimento dos estoques. Foi uma virada de jogo. Mantivemos o capital circulando sem travar o caixa, ganhando liberdade financeira para crescer e expandir."

    Logo Japurá Pneus

    Konrad Adenauer

    Japurá Pneus

    Contact

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