CRÉDITO PRÉ

Pay Your Supplier in Advance Without Draining Your Cash Flow

Secure the funding you need to pay your international suppliers and import costs before shipment. Use your future cargo as collateral and gain greater negotiating power while ensuring a safe and seamless transfer of capital abroad. 

WHY IMPORTERS CHOOSE PRE-SHIPMENT FINANCING

Operational Flexibility

Fund your import costs without tying up your financial resources.

Guarantee Production Start

Ensure your supplier begins production without delays by paying in advance.

Preserve Liquidity

Keep your working capital free for other business operations.

Solve Seasonality Challenges

Ideal for periods when you have no cargo in transit or during demand surges.

Verified Supplier Network

All suppliers undergo strict compliance checks against global restricted lists.

Lower Risk Exposure

Validated transactions ensure security for both importers and suppliers.

MORE SECURITY FOR YOUR TRANSACTIONS

Seamless Credit & FX Integration 

Vixtra’s integrated Pre-Shipment Credit and FX solutions provide a secure, fast, and efficient processfrom fund release to final payment abroad.

Verified International Suppliers 

All suppliers are screened through global compliance databases, ensuring legitimacy and safe transactions. 

Fast Credit Release 

Once your trade documentation is approved, funds are quickly released exclusively for supplier payment.

Best FX Rates for Your Transfers 

Get access to competitive exchange rates through Vixtra’s FX platformavailable via portal, WhatsApp, or with specialist support, ensuring savings and financial predictability.

Secure International Transfers 

Funds are converted and transferred directly to your supplier overseas with full security and traceability.

Guaranteed Supplier Payment 

Ensure on-time payments so your supplier can initiate production or reserve stock and shipping space. 

Key Features of Pre-Shipment Credit 

Discover why Vixtra’s Pre-Shipment Credit is the best financing solution for covering supplier payments and import costs. 

Advance Funding 

Finance up to 80% of your import value before shipment. 

Pay your supplier in advance to ensure production or secure logistics capacity. 

Dedicated Use of Funds 

Funds are exclusively allocated for supplier payments, enhancing security and financial control. 

Simplified Collateral Process 

Uses commercial import documentation, such as invoices and purchase agreements. 

No need for receivables, financial applications, or real estate as collateral. 

100% Local Currency Transactions 

Funds are released in local currency, eliminating FX risk. 

Ensures financial predictability and reduces hedging costs. 

Strict Security Protocols 

All suppliers undergo compliance checks against international restricted lists (e.g., OFAC, China, and others). 

Guarantees the integrity and safety of all parties involved. 

Flexible Payment Terms 

Standard repayment periods of up to 150 days. 

Extensions available up to 270 days, depending on transaction structure and financial regulations. 

Kelly Clac Trading

“With Vixtra, we handle FX transactions and arrange financing in one place. We now pay our international suppliers with competitive rates and guaranteed working capital.”

Jefferson Recus Muller

“Vixtra has become an essential partner in the import of inputs for our production line, offering a unique solution in the market that is fully aligned with our needs. The platform allows us to map and manage all imports in an intelligent way, including processes outside Vixtra, bringing operational efficiency and clarity. The import expertise combined with the financial service is a major differentiator. We are very satisfied with this partnership.”

Thiago Bernardes Home Now

“The ability to finance advance payments to suppliers allowed us to secure better terms and discounts, making our imports more profitable.”

Konrad Adenauer Japurá Pneus

“Japurá Pneus faced challenges with traditional financing, marked by heavy requirements and slow credit approval — a critical challenge for import operations. Vixtra changed this scenario: credit was released in just 24 hours, allowing the company to maintain healthy cash flow and ensure inventory replenishment. It was a game changer. We kept capital circulating without tying up cash, gaining financial freedom to grow and expand.”

Karan Navy Importadora

“With Vixtra’s Pre Credit, we were able to pay our international suppliers without compromising our cash flow, ensuring financial predictability and greater negotiating power.”

Marcio Gonçalves Planeta do Bebê

“Vixtra’s financing is incredible! It doesn’t require receivables — something I can’t get anywhere else — and it also allows us to pay suppliers in advance without impacting our cash flow.”

Rodrigo Milbradt BhioSupply

“Vixtra has been a great financial partner in the foreign trade market, providing funding and agility in the execution of international operations. This partnership has already enabled several deals and will continue to open new opportunities. Vixtra facilitates our communication with international suppliers and accelerates the introduction of new products and technologies into our portfolio, directly contributing to the development of our industrial complex and to innovation in the healthcare sector. We are very satisfied with this collaboration.”

Luciano Tondello Credeal

“Using Vixtra as a banking partner has been very important to our growth. Over the course of four years, we more than doubled the company’s revenue. As a result, our need for working capital also more than doubled — and in the same way, the partnership with Vixtra helped support that growth.”

Get Started Today 

Tell us more about your business and import needs. We’ll craft a tailored financing solution that fits your operations perfectly. 

Our process is fully humanized—let us help you simplify and optimize your trade financing. 

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