Boost your working capital now
Exclusive working capital access for importers. Use your in-transit maritime inventory as collateral, without tying up receivables or other credit lines. Receive the funds in reais and use them as you wish.
Talk to a specialist advisorOperação aprovada
Sua garantia foi aceita e o crédito está disponível
Resumo da operação
1ª Parcela
2ª Parcela
Crédito
Status
Aprovado
"Our operation works just like a bank offering working capital, except instead of pledging receivables, you pledge your in-transit inventory."
Caio Gelfi
•Co-Founder e Diretor Comercial, Vixtra
Flexibility in capital usage
Use the credit to pay suppliers, finance operations, or invest in growth.
Preservation of credit lines
Does not tie up receivables, traditional guarantees, or other credit lines.
Reduced financial risks
In-transit cargo eliminates the need for fixed assets as collateral.
Fast response to opportunities
Immediate resources to seize discounts and negotiate favorable terms.
Increased competitiveness
Negotiate better terms and adjust your operations to gain a market advantage.
Flex Credit goes far beyond importing
Importers can use Flex Credit in multiple ways, giving them complete freedom to allocate resources according to their needs.
Invest in growth
Importers can expand their operations without committing their own resources.
Boost your competitiveness
Importers gain flexibility to negotiate better commercial terms with suppliers and adjust their logistics.
Reduce financial risks
Cargo-based collateral eliminates the need for fixed assets, reducing risk exposure.
Seize opportunities
Take advantage of favorable moments for strategic purchases, secure inputs at reduced prices, and negotiate advantageous financial terms with partners.
Expand your operations
Increase your import capacity, open new markets, and grow strategically without compromising your cash flow.
32 industries served
Vixtra operates in the tire, metal, rubber, automotive, agribusiness, retail, plastics, and many other industries.
Our clients' success is the best way to tell our story
3x MORE GROWTH
Product features
Discover the features that make Flex Credit the best financing option and fast access to working capital for importers
Total
Em uso
Disponível
Pendente
Liberado
| BL | Status | Exportador | Valor | Crédito | ETA |
|---|---|---|---|---|---|
Ativo | |||||
Ativo | |||||
Ativo | |||||
Ativo |
Operação
Aprovada
Crédito disponível
Fast and Flexible Financing
Finances up to 80% of the import value.
Funds released within 72 hours after guarantee kit approval.
Simplified Collateral
Uses in-transit inventory as collateral (Bill of Lading – BL).
No need for receivables, financial investments, or real estate as collateral.
No Bank Debt
The operation is not considered bank debt.
Does not appear in SIS Bacen and does not consume existing credit lines.
100% BRL Operation
Funds are released in reais, eliminating currency fluctuation risks.
Provides greater financial predictability and reduced hedging costs.
Replaceable Collateral Process
Collateral is swapped as in-transit cargo reaches its destination.
The operation remains active without the need for complex new approvals.
Flexible Terms
Standard payment terms: up to 150 days.
Possible extension up to 270 days, depending on the operation and FIDC regulations.
What our clients say
"A Vixtra se tornou um parceiro essencial na importação de insumos para nossa linha de produção, oferecendo uma solução única no mercado e totalmente alinhada às nossas necessidades. A plataforma permite mapear e gerenciar todas as importações de forma inteligente, inclusive processos fora da Vixtra, trazendo eficiência e clareza operacional. O know-how em importação aliado ao serviço financeiro é um grande diferencial. Estamos muito satisfeitos com essa parceria."
Jefferson Recus
Muller
"Com o Crédito Flex da Vixtra, consegui aumentar meu capital de giro sem comprometer minhas linhas de crédito. Isso me permitiu fechar novos contratos e expandir minha operação com mais segurança."
Ivan
ABM Trading
"Ampliei meu capital de giro sem afetar outras linhas de financiamento. Crédito Flex, rápido e simples. Estoque em trânsito como garantia e sem alterar a operação, isso faz toda a diferença!"
Maria Beatriz
Carbono
"Usamos o Crédito Flex para expandir nossas operações para novos mercados. O financiamento rápido e sem burocracia nos deu a segurança necessária para aumentar nosso volume de importação e crescer com previsibilidade."
Denise
PREXX
"A Japurá Pneus enfrentava dificuldades com o financiamento tradicional, marcado por exigências pesadas e demora na liberação do crédito, um desafio crítico para operações de importação. A Vixtra mudou esse cenário: o crédito foi liberado em apenas 24 horas, permitindo manter o fluxo de caixa saudável e garantir o abastecimento dos estoques. Foi uma virada de jogo. Mantivemos o capital circulando sem travar o caixa, ganhando liberdade financeira para crescer e expandir."
Konrad Adenauer
Japurá Pneus
"O financiamento da Vixtra é incrível! Ele dispensa recebíveis, o que não consigo em nenhum outro lugar, e ainda pago os fornecedores antecipadamente sem impactar o nosso fluxo de caixa."
Marcio Gonçalves
Planeta do Bebê
"A Vixtra tem sido um grande parceiro financeiro no mercado do Comex, oferecendo fomento e agilidade no translado de operações internacionais. Essa parceria já viabilizou diversos negócios e seguirá abrindo novas oportunidades. A Vixtra facilita nossa comunicação com fornecedores externos e acelera a introdução de novos produtos e tecnologias ao nosso portfólio, contribuindo diretamente para o desenvolvimento do nosso complexo industrial e para a inovação na área da saúde. Estamos muito satisfeitos com essa colaboração."
Rodrigo Milbradt
BhioSupply
"A utilização da Vixtra como um parceiro bancário é muito importante para o nosso crescimento. Em questão de quatro anos, a gente mais que dobrou."
Luciano Tondello
Credeal
How importers are using Flex Credit
Over a hundred importers across different industries have been using Flex Credit to boost their businesses. Here are some of them:
83%
Working Capital Increase
of importers had more capital available to sustain larger operations, reduce supplier dependency, and negotiate better payment terms.
52%
Cash Flow Improvement
of importers secured immediate resources to balance their cash flow during periods of higher costs and expenses using Flex Credit.
23%
Business Expansion
of importers used the credit to expand into new regional markets, increasing their presence and customer base.
16%
Migration to Maritime Import
of importers used the credit to switch from air freight to maritime freight, reducing shipping costs and improving profit margins.
41%
Operational Cost Reduction
of importers reduced their operational costs by optimizing expenses and negotiating better financial terms with suppliers using Flex Credit.
15%
Seizing Opportunities
of importers took advantage of discounts and favorable conditions by making early payments to secure reduced prices on inputs and goods.
28%
Increased Purchases and Sales
of importers used Flex Credit to increase their purchases and expand their sales or production in the domestic market.
10%
Greater Crisis Response Capacity
of importers received financial support to overcome periods of low seasonality or crises, ensuring operational stability.
Let's get started
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