CREDIT FLEX
Boost Your Working Capital Now
Unlock exclusive financing tailored for importers. Use your in-transit cargo as collateral—no need to tie up receivables or existing credit lines. Funds are available in local currency, ready to use however you need.
"Our operation is like a bank offering working capital, but instead of you exchanging invoices, you exchange the stock in transit."
WHY IMPORTERS CHOOSE FLEX CREDIT
Maximum Flexibility
Use financing to pay suppliers, fund operations, or invest in business growth.
Preserve Your Credit Lines
No impact on receivables, traditional guarantees, or existing credit facilities.
Lower Financial Risk
Your cargo in transit replaces the need for fixed-asset collateral.
Act Fast on Opportunities
Get immediate funding to secure discounts and negotiate better deals.
Stay Competitive
Improve supplier terms, optimize logistics, and scale your business with confidence.
BEYOND IMPORT FINANCING
A Smarter Way to Fund Growth
Vixtra’s Flex Credit is more than just an import solution—it’s a game changer for cash flow management and strategic expansion.
Scale Without Limits
Expand operations without tying up working capital.
Leverage Supplier Negotiation
Strengthen your purchasing power with better terms and supply chain flexibility.
Reduce Risk Exposure
Collateral is based on your in-transit goods, eliminating the need for traditional asset-backed guarantees.
Seize Market Opportunities
Take advantage of bulk discounts, secure lower prices on materials, and increase purchasing capacity.
Expand with Confidence
Grow into new markets, import higher volumes, and keep cash flow healthy.
Industries attended
SUCCESS STORIES
Our customers’ success speaks for itself. See how importers are transforming their business with Flex Credit.
R$83
Millions in Imports
Vixtra Products
What Makes Flex Credit Different?
Designed specifically for importers, Flex Credit offers a streamlined financing solution that helps businesses stay liquid and competitive.
Fast & Flexible Funding
Finance up to 80% of your import value.
Get funds released within 72 hours after guarantee approval.
Simple Collateral Process
Use in-transit cargo as collateral (Bill of Lading – BL).
No need for receivables, financial applications, or real estate guarantees.
No Bank Debt
This financing does not count as bank debt.
It won’t affect your existing credit lines or appear in banking reports.
100% Local Currency
No foreign exchange exposure or currency volatility.
Predictable cash flow without hedging costs.
Ongoing Credit Renewal
Collateral updates automatically as new shipments depart.
Maintain an active credit line without repeated approvals.
Flexible Repayment Terms
Standard repayment up to 150 days.
Extended terms available up to 270 days, depending on operation and financial regulations.
How Importers Are Using Flex Credit
Hundreds of importers across industries are leveraging Vixtra’s Flex Credit to scale operations, reduce costs, and improve liquidity. Here’s how they’re benefiting:
Stronger Working Capital
83% increased their financial capacity to scale operations, reduce supplier dependency, and negotiate better payment terms.
Better Cash Flow Management
52% accessed immediate funds to cover seasonal expenses and manage cash flow fluctuations.
Market Expansion
23% used financing to enter new regional markets, increasing reach and customer base.
Shifting from Air to Ocean Freight
16% transitioned from expensive air freight to cost-efficient maritime shipping, boosting profit margins.
Lower Operational Costs
41% cut expenses by optimizing supplier negotiations and cost structures.
Early Payment Benefits
15% secured better pricing by prepaying for raw materials and inventory.
Increased Purchasing & Sales
28% expanded buying power to stock more inventory and increase production capacity.
Crisis-Ready Financial Stability
10% secured additional liquidity to navigate market downturns and seasonal lows.
Let’s Get Started
Tell us a little about yourself, your company, and your import operations. It’s the fastest and most efficient way to start your journey with Vixtra.
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