Financial management: simplify imports and forecast cash flow

Managing cash flow is one of the biggest challenges for companies that import regularly. Beyond the lead times between shipment, customs clearance and the sale of the goods, you also need to track supplier payments, cargo arrivals, financial commitments and new purchases.

When this information is scattered across spreadsheets, emails and different systems, decision-making becomes slower and the risk of errors increases.

Financial predictability depends on centralizing information and clearly seeing how each operation impacts the company's cash position.

The challenge of connecting operations and finance

In imports, financial management is directly tied to how cargo is progressing. A delay in shipment or in the release of goods can change the schedule of receipts and payments, affecting the capital available for the next operations.

That is why tracking financial numbers alone is not enough. The manager needs to understand which stage each import is at, which commitments are coming due and how these movements influence cash flow.

When this information does not talk to each other, planning loses efficiency and decisions become more reactive than strategic.

Visibility creates predictability

The greater the visibility over operations, the greater the ability to plan the company's cash position.

Having access to information on each shipment, following the operation's documents and seeing the financial impacts in a single environment reduces time spent on manual controls and makes the routine easier to manage.

Predictability also makes it possible to identify periods of higher capital needs in advance, avoiding a scenario where important decisions are only made once cash is already under pressure.

Working capital at the right moment makes a difference

Even with good planning, there are moments when the company needs to strengthen its cash position to keep imports moving.

Instead of pausing purchases or committing other credit lines, having a specialized working capital solution allows the operation to keep running without losing business opportunities.

Ideally, this resource is available exactly when the company needs it, following the natural cycle of the import and offering flexibility to use the credit according to the business strategy.

How Vixtra simplifies financial management for importers

Vixtra brings together technology and credit in a platform built exclusively for companies that import.

In the Vixtra Portal, importers get cash flow forecasting and Bill of Lading (BL) management, allowing them to follow relevant operational information in a single environment. This makes it simpler to visualize financial commitments, organize imports and make decisions based on up-to-date information.

When there is a need to strengthen cash, Crédito Flex provides working capital using the BL of the cargo in transit as collateral. Credit is disbursed in Brazilian reais, with unrestricted use and release in up to 72 hours, with no IOF tax, allowing the company to keep operating without relying on receivables or real estate as collateral.

This integration between financial management and access to capital helps importers turn operational information into faster, more efficient decisions.

More control to grow safely

Efficient financial management starts with organization, predictability and access to the right tools. When finance follows the operation in real time and working capital is available when needed, the company gains more capacity to grow sustainably.

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